The 'Choice Home Loans & Finance' team at Rawlinson & Brown aims to provide you with a hassle free experience when purchasing your next home. We can arrange finance to suit your needs, find homes that suit your specifications through our Real Estate divison, and for investors arrange for seemless transition into our Property Management portfolio. Contact one of our office's now to speak to our mortgage broking team.
Making Your First Home Loan Easy Buying your first home is an exciting prospect, although a little daunting. After all, this could be the largest purchase you ever make and mistakes can cost you thousands of dollars, or even the house of your dreams. At Choice Home Loans our aim is to eliminate any guesswork on your part. Our consultants can explain to you the features of the different types of loans, as well as explain interest rates, fees and charges, and terms and conditions in a language you can understand. If you have any preference about particular loan features that will suit your lifestyle, then our versatile mortgage software can help identify which lenders and which products will satisfy your needs best.
Refinancing Your Existing Mortgage(s) When was the last time you refinanced your home loan? Five years? Ten years? Never? Typically home owners commit to mortgages and then never think about them again, without realising their true cost. With most recurring financial commitments you shop around to find the best deal. Every year you check your car insurance, your health fund, why not your mortgage? Open your home loan for inspection and let Choice Home Loans illustrate the benefits of refinancing a home loan. Refinancing often means a lower interest rate, which in turn either decreases repayments and improves lifestyle, or reduces the term of the loan thus allowing you to own your own home sooner. Best of all, refinancing through Choice Home Loans means that the lenders come to you to offer their best product. There is no running around on your part, we do all the analysis required, at no cost to you, and provide you with a range of suitable options.
Explaining the Fees and Charge Choice Home Loans & Finance will be sure to explain all fees and charges to you, before you commit to a lender. These costs may include conveyancing costs, application fees, monthly service fees, valuation, legal fees and mortgage insurance (if necessary). Now that few people actually carry their loan out to full term their may also be costs involved for early discharge of the loan. Our experienced consultants know all the loop holes banks may throw at you, such as hefty discharge fees for breaking a loan ahead of the fixed rate period with Fixed Rate Loans for example. Whatever the charge Choice Home Loans will explain it to you.
Consolidating Your Finances Significant savings are available by bundling all your debts together. Why pay hefty interest rates on personal loans, overdrafts, car loans or outstanding balances on credit cards when you can place it all under one umbrella at the same interest rate as your home loan. It just makes financial sense to do it our way! Home loan rates are significantly lower than those for other loans, take advantage of this and pay less interest. This gives you access to more cash on a monthly basis or assists you to pay off your loan quicker, through a higher loan repayment. Let Choice Home Loans show you how to consolidate your finances and save you years of repayments, shaving thousands of dollars off your interest expenses.
Griffith Office
02 6964 1933
Hillston Office
02 6967 2523
Hay Office
02 6993 1055
